Chicago Accident Law Blog

Truck accident attorneys in Illinois and around the nation should be aware that the federal government formally barred truckers and bus drivers from sending text messages while operating a commercial motor vehicle, effective January 27, 2010. The Federal Motor Carrier Safety Administration (FMCSA) did not create a new regulation or a new law, but rather provided regulatory guidance. The FMCSA recently completed its "Driver Distraction in Commercial Vehicle Operations" study and released the final report on October 1, 2009. In this study the FMCSA found that: The most risky behavior identified by the research was "text message on cell phone," with an odds ratio of 23.2. This means that the odds of being involved in a safety-critical event is 23.2 times greater for drivers who are texting while driving than for those who do not.

FMCSA has now provided regulatory guidance regarding 49 CFR 390.17 in an answer to the following question: Do the Federal Motor Carrier Regulations prohibit "texting" while driving a commercial motor vehicle in interstate commerce? FMCSA answered the question as follows: Yes......Research has shown that during 6-second intervals immediately preceding safety-critical events (e.g., crashes, near crashes, lane departure), texting drivers took their eyes off the forward roadway an average of 4.6 seconds. Therefore the use of electronic devices for texting by CMV operators while driving on public roads in interstate commerce decreases safety and is prohibited by 49 CFR 390.17.

Truck accident lawyers should now issue discovery and subpoenas in lawsuits to secure the operators cell phone records to determine if the driver was texting at or near the time of a collision. If appropriate the complaint should be amended to include a violation of 49 CFR 390.17. Illinois and about 19 other states also ban texting while driving. On January 1, 2010, Illinois' law became effective and provides: A person may not operate a motor vehicle on a roadway while using an electronic communication device to compose, send, or read an electronic message, 625 ILCS 5/12-610.2. These state laws and 49 CFR 390.17 should be used in pursuing truck drivers and trucking companies for injuries in truck related crashes where driver attentiveness is the issue.

The traditional discovery in litigation of toll receipts, log books, fuel receipts, and GPS tracking devices should also be employed as hours of service violations resulting in fatigued drivers are common and the frequent cause of catastrophic injuries and fatalities in trucking accidents. Truck accident lawsuits are complex and prompt investigation by an experienced truck accident attorney is critical in ensuring a favorable outcome in catastrophic truck crashes. Speed of instituting legal action is also critical because federal regulations only require trucking companies to maintain their log books for six months, and they are frequently a critical piece of evidence in holding the trucking companies and their drivers responsible for serious injuries and deaths. Since truck accident cases frequently wind up in federal court because of diversity jurisdiction, this new interpretation of 49 CFR 390.17 will allow federal courts the authority to fashion a just and fair result for the victims of truckling accidents.

Illinois truck accident attorneys should be aware of the recent decision by the Illinois Supreme Court regarding whether the Illinois Vehicle Code's "omnibus coverage" applies to commercial truckers. In Zurich American Ins. Co. v. Key Cartage, 2009 WL 3470846 (2009), the Court held that "omnibus coverage" mandated by Section 5/7-317(b)(2) of the Illinois Vehicle Code does not apply to commercial truckers regulated under the Illinois Commercial Transportation Law, 625 ILCS 5/18c-1101 et seq. "Omnibus coverage" is defined as a motor vehicle liability policy that "shall insure the person named therein and any other person using or responsible for the use of such motor vehicle or vehicles with the express or implied permission of the insured" 625 ILCS 5/7-317(b)(2).

The issue in Zurich was whether Zurich American Ins. Co. which insured a lessor trucking company, Rose Cartage, or West Bend Ins. Co. which insured the lessee, Key Cartage and driver of the truck, were responsible for providing coverage when one of Key Cartage drivers was involved in an Illinois accident which resulted in a death. Zurich's insurance policy had a reciprocal coverage provision that stated that they would only cover Rose Cartage employees and that they would not provide coverage to anyone using the truck, even with permission, unless that person (Key Cartage) also insured Rose Cartage. West Bend Ins. Co. maintained that the reciprocal coverage provision violated 625 ILCS 5/7-317(b)(2). The Appellate Court in Zurich held that the reciprocal coverage provision violated Section 5/7-317(b)(2) and was void as against public policy.

The Illinois Supreme Court reversed and held that: "...we conclude that the definition of motor vehicle liability insurance policies set forth in section 7-317, including the omnibus requirement in section 7-317(b)(2), does not apply to commercial truckers regulated under the Commercial Transportation Law." The Court pointed out that section 18c-4902 of the Commercial Transportation Law provides that the Illinois Commerce Commission "shall prescribe the amounts of Insurance" necessary for insurance policies issued to motor carriers of property in the state of Illinois.

In properly evaluating the value of wrongful death actions or serious injuries sustained during a trucking accident, it is critical to know at the earliest possible time the amounts of coverage available so that recommendations can be made as to the value of the case. As a practical matter it is generally wise to name as defendants in trucking lawsuits not only the driver and his employer, but also the owner of the tractor, trailer, and any leasing agents.