Illinois Wrongful Death Coverage Limited by Supreme Court
In a Chicago wrongful death action that asserted claims for underinsured motorist benefits, the Illinois Supreme Court interpreted whether the "per person" limits of liability or the "per occurrence" limits of liability applied to family members derivative claims. The Illinois Wrongful Death Act, 740 ILCS 180/2 states: "...every such action shall be for the exclusive benefit of the surviving spouse and next of kin of such deceased person..." Illinois courts have defined "next of kin" as those blood relatives of the decedent who are in existence at the time of the decedent's death who would take the decedent's property if the decedent had died intestate. Provena v. St. Therese Medical Center, 334 Ill. App. 3d 581, 778 N.E. 2d 298 (2002).
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